The Credit Card Debt Survival Guide Is an e-book for Consumers Who Cannot Afford to Pay

The Credit Card Debt Survival Guide gives readers for the first time all of the approaches to relief from credit card debt in one well-organized e-book.

Consumers will be able to take action with the information they find in this 240-page e-book. Included are stopping debt collectors and junk debt buyers, beating court action or arbitration, debt settlement that works, debt service scams, working with creditors, finding the right kind of help, and credit repair.

The book?s 76-item table of contents lets readers quickly drill down to the information they need, according to the author. There are sample letters and language for necessary written communications. Each chapter has several links to opinion leading web sites and consumer forums that support the guide?s recommendations for debt relief.

For people who need immediate help, the guide provides advice, samples and wording for stop-collection notices and for answering a court summons for credit-card debt including common affirmative defenses. For others who may become late with their payments and risk losing control of their finances, the book shows them how to work with their creditors and how to avoid the mistakes that may expose them to debt collectors later on.

?Once people lose their sense of guilt and hopelessness, they can achieve debt relief. I know because I did it,? says author Mel Thompson, who found relief for his own credit card problems and wrote the guide as a result. The guide is available at www.credit-card-debt-survival.com for $39.95. It comes with a 90-day money-back guarantee.

Feedback on the book has been good, reports Thompson. Different financial situations dictate different debt relief solutions. Readers appreciate having all those debt relief solutions at their fingertips should their situation change, he says. The book also shows consumers the pitfalls of both sides of the debt industry; debt relief service scams and debt collectors.

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