At any time, you could find yourself unable to work due to long term illness; injury; or, involuntary unemployment. And this is where payment insurance can help, by providing a tax free, monthly amount that will help towards replacing your lost earnings. As providers’ payment insurance policies vary as to how long the cover will run for, so does the period you have to wait before you can make a claim. Generally, this will be anywhere from thirty to ninety days after the first day you are not at...